There are severall things we should have in mind before filling an insurance claim.
Going over these steps can save us getting a lot of headaches.
Is it really necessary for you to file an insurance claim?
You must know that when you call an insurance company with a questions of how to fill in a claim they normally record it in your insurance history. It will be positive for you to have a clean insurance history so you will have to decide if it is really necessary to file a claim.
You must be sure you have all the information you need to file your auto insurance claim. You must have every detail of the accident, all the documents needed, possible witnesses that will be available to back up your story, etc.
File the claim the quicker the better.
If you have decided you are going to file a claim you must do it as soon as possible. Even if its the other guys fault, your insurance company must have the information the quicker the better to handle it correctly.
If in the accident both parties havent agreed whos fault it was you could receive a phone call from the other drivers insurance company asking for all the details and wanting to here you story of the accident. In this case, make sure you give the correct details and you have everything documented.
Fixing your car.
If your Auto has been damaged in the accident you will need to get it fixed. After you have filed you claim and it has been approved you will receive a phone call from your insurance company. they will send you an insurance adjuster to see the damage and then you will have to take it to be fixed.
All this tips are very basic but it is necessary to know to handle the situation the correct way.