AUTO INSURANCE: How to save money with your Auto insurance

To be the owner of your own car is expensive. Its not only buying a car, but you also have to pay tax for it, fill the tank with petrol, insure it...

To get an Auto insurance if your young will cost you a lot of money because young drivers statistically claim a lot more.

Even so, here you have some tips to lower the cost for your Auto insurance or o find a really cheap one.

You must be very carefull when you choose the car you are going to purchase. Insurance companies decide the price for your insurance in 50 different factors, like engine size, model, the possible cost to fix it, etc.
Make sure you dont add spoilers or fancy wheel trims to your car as this will increase your insuranace quote.

Try to lower your mileage. The less you drive, the less options to be involved in an accident. You wont be paying the same if you use your car only on weekends as if you are using it every day of the week.

Make sure you drive with care. Always obey the rules of the road. If you comitte a serious traffic offence it will be difficult to find a company that will cover you vehicle.

A good option to lower the amount of your auto insurance is to increase your standard excess. Normally the standard excess is around 200 dollars. If you increase it you will get a lower premium. But make sure you can afford the higher excess in case you make a claim.

The less you claim the better. Driver who dont make claims during a long period can get big discounts on their premium.

Check your insurance contract to see optional extras you are payinf for that are really not necessary. Dont pay for unnecessary cover.

Look for online insurance. Its very possible you find a cheaper option on the web.

Try to get a secure car garage to park your car and have it secure during the night.

You can also complete course to improve your driving skills. In some cases this will reduct your premium very much.